Can You Protect Yourself when Shopping Online?
Hacked? What does it Actually Mean?
Some Ideas on How to Protect Yourself When Shopping Online
So how can you limit the impacts if you assume that at some point your data will be stolen or compromised?
Don’t use a Debit Card
Don’t Store your Credit Card Details with the Website
Many websites suggest that you store your details with them to provide faster checkout when shopping with them next time. Companies that do this have to adhere to very strict security compliance rules and governance known as the Payment Card Industry Data Security Standards, usually shortened to PCI DSS. It is a framework established and agreed upon by the major payment brands. Storing of your credit card details will be subject to these rules. Of course applying these rules and security does not guarantee that your credit card details cannot be made available by hackers. No matter how trustworthy the website appears, if you don’t have to do it, then don’t. The additional pain of always having to find your card to purchase something will be outweighed by the inconvenience of potentially having your credit card used fraudulently.
Use a Special Email Address for Shopping Online
Most of us have a personal email address, which we use for our correspondence buy cheapest adipex online with friends and family as well as for registering with websites we visit. Of course for social sites, this may make some sense. But for other uses, particularly shopping sites, why use the same email address? Why not use a different one? One that you use just for shopping? It’ll mean that should your Online Shopping email account get hacked as a result of your details being stolen, your personal email account will not be compromised.
Your friends will also thank your for not involving them in some SCAM emails appearing to come from you. Losing access to your personal email is not a good experience. Once your email account is compromised, scammers will be able to request password resets from all the other sites you use, blocking you out of much of your online life. This situation can be extremely distressing and very difficult to recover from.
If your email provider facilitates a recovery option through additional security such as storing a secondary email address and a mobile number for sending a text confirmation in the event of a compromise, then I would recommend setting this up to help you regain access. It can also help in the event you’ve forgotten your password.
There are other benefits of different email accounts too. You’ll also stop getting bombarded by all those SPAM offers to your personal email account.
Avoid Leaving Your Mobile Number
Many websites are now optionally asking for mobile numbers. This can be very useful to let you know how your delivery is coming along down to the hour in which it will be delivered. With this convenience however comes a risk that your mobile number will be stolen too. Scammers when calling your number, aware that most of us treat our numbers as quite personal, may find it much easier to convince you of their authenticity.
Strong and Different Passwords
I’ve said it before and I am sure I’ll say it again. I can’t emphasis strongly enough the importance of registering on websites with strong passwords. Also create different passwords for each site. Read this, if you need more convincing. If you struggle, like me, to remember them all, then take a look at getting a Password Manager app that works across mobile and online.
Tell the World
Like what you’ve just bought? Like the service? Why not tell the world by clicking that Social Button and share it to get discount off your next order? … and tell everyone which websites you have an account with and even, in some cases, what you have bought. I suggest not doing this.
Got an Email Offer?
That Little Padlock
Always make sure, when you start entering your payment or personal details into any website, that the little padlock is showing in the address bar. It looks like this. It provides an additional level of security by ensuring that the communication between your computer or mobile and the website is secure.
In summary then, there are some precuations you can take. It’s up to you which ones you think you can use without too much inconvenience. Let me know if you have other hints and tips to share.